Map both directions
For each method record whether it supports deposit, withdrawal or both. Prepaid vouchers are often deposit-only. Cards can be available for deposits while withdrawals return through another rail. That mismatch matters before the first transfer.
PayID is mentioned by some AU-facing pages and left unconfirmed by others. Do not infer availability from a page title. Confirm the cashier shown to the specific verified account.
Currency conversion
AUD display can still involve a processor, settlement currency or network conversion. Compare the account currency, method currency, fee schedule and received amount. Crypto adds network volatility and address risk.
Verification before speed
“Instant” usually describes the transfer after approval, not the operator review before approval. KYC, source-of-funds checks, weekends and pending queues can dominate the timeline.
Evidence checklist
- Check the withdrawal route before depositing.
- Separate approval time from transfer time.
- Record conversion and processor fees.
- Never send crypto to an unverified address.